We are in a habit of enjoying benefits and when it comes to treatment it is always welcomed by us. A medical emergency always makes us anxious and if this emergency is faced in an unknown place then it becomes a matter of great concern. In such situations, we need the help of a medical service but in case we are in an unknown place it becomes difficult to find medical facilities. For safeguarding yourself or your family member’s health you can take the help of the insurance card.
Benefits of a Health Card
The health insurance card can protect you from the occurrence of a health problem whenever you are traveling to a different destination. However, it is to be remembered that the European Health Insurance Health Card is not accessed by the people who are not covered within the EEA countries. The benefits that you can get from this card have been given below:
- The first and foremost benefit of using this card is that it helps in treating yourself during an emergency situation.
- You do not have to pay any medical fees with the help of this health card
- The health card covers chronic illness like kidney problems and no charges are incurred for the kidney dialysis.
- It provides facilities even for maternity care.
Some of its specifications
If you are carrying this health card then you need to consider certain things. The government of Europe has introduced this card for their citizens however they travel within the European subcontinent. It is to be remembered that the European Health Insurance Card cannot cover the cost of the health treatment that you receive from abroad. It is applicable only when you are traveling within the territory of Europe. If you are traveling to any European country then you cannot claim the benefits.
There are some people who tend to confuse health cards with travel cards. The health card is not a substitute for travel cards. In case you are suffering from a dental problem which is not that urgent and can be treated when you return back to your homeland is not covered by this card.
Does Every Family Member Need Separate Card?
The answer to this question is yes. Each and every family member in a family will require a separate health insurance card. However when they are applying for this insurance card they can use a single form. It means that a single form can contain the detail of the family members. You can apply for this card you are required to fill up a form which is available at the official site.
You are required to give NHS number which will assure your insurability. Every detail has to be properly checked before submitting the form. In case of irrelevant or incomplete information, you cannot get the card.
Thus, it can be concluded that the health card is a real blessing to the citizens of Europe. However one needs to carry the card with them for obtaining medical benefits. You have to renew this health card every six months before the end of its validity period.